|
|
|
Property
Coverage's |
Primary Package
Limits |
Premier Package
Limits |
Buildings—Property
(Coverage available upon
request) |
Call |
Call |
|
Business Personal Property (BPP) |
Call |
Call |
|
Business Income |
Actual loss sustained up to 12 months |
Actual loss sustained up to 12 months |
|
Accounts Receivable |
$5,000* |
$10,000* |
|
Arson Conviction Reward |
$5,000 |
$5,000 |
|
Civil Authority |
Up to 3 weeks |
Up to 3 weeks |
|
Collapse |
Included in Property Limit |
Included in Property Limit |
|
Computer Coverage |
Optional |
$10,000* |
|
Contractors Installation Coverage |
$3,000* |
$10,000 Blanket* |
|
Contractors Tools and Equipment |
$3,000* |
$10,000 Blanket* |
|
Debris Removal |
25% of Direct Physical Loss / Additional
$10,000 if limit exhausted |
25% of Direct Physical Loss / Additional
$10,000 if limit exhausted |
|
Equipment Breakdown |
Premier only |
Included in Property Limit |
|
Exterior Glass |
Included in Property Limit |
Included in Property Limit |
|
Fire Department Service Charge |
$1,000 |
$1,000 |
|
Fire Extinguisher Recharge |
$2,500 |
$2,500 |
|
Increased Cost of Construction |
$5,000 |
$5,000 |
|
Newly Acquired Buildings |
$250,000 |
$250,000 |
|
Outdoor Property |
$2,500 |
$2,500 |
|
Outdoor Signs |
$2,500* |
$5,000* |
|
Personal Effects |
$2,500 |
$2,500 |
|
Personal Property at Newly
Acquired Locations |
$100,000 |
$100,000 |
|
Personal Property Off Premises |
$5,000 |
$5,000 |
|
Pollutant Cleanup |
$10,000 |
$10,000 |
|
Preservation of Property |
30 days |
30 days |
|
Replacement Cost |
Included in Property Limit |
Included in Property Limit |
|
Valuable Papers and Records |
$5,000 |
$10,000 |
|
Water Damage |
Included in Property Limit |
Included in Property Limit |
| |
|
|
|
Crime Coverages |
|
|
|
Employee Dishonesty |
Optional |
$10,000* |
|
Money and Securities-Inside/Outside |
Optional |
$10,000* |
|
Forgery and Alteration |
$2,500 |
$2,500 |
|
Money Orders & Counterfeit Paper Currency |
$1,000 |
$1,000 |
|
LIABILITY
COVERAGES
(Not available on Contractor Property BOP) |
|
Liability Coverages |
Limits
|
|
Premises / Operations and Products / Completed Operations
|
$300,000, $500,000, $1M or $2M per occurrence
|
|
Premises / Operation Aggregate: |
2 x Liability and Medical Expense Occurrence Limit
|
|
Products / Completed Aggregate: |
2 x Liability and Medical Expense Occurrence Limit
|
|
Personal Injury |
Included
|
|
Advertising Injury |
Included
|
|
Contractual Liability |
Included
|
|
Employees As Additional Insured |
Included
|
|
Tenants Liability |
$100,000*
|
|
Medical Payments |
$5,000 per person/$25,000 per occurrence
|
|
Newly Acquired Organizations |
90 Days
|
|
|
*Higher Limits available
|
|
DISCLAIMER:
This
website provides general information only. Actual coverage is
subject to the terms, conditions and exclusions stated in the
policies. Coverage may be subject to certain limitations or
modifications. Please consult the actual policy forms for
complete details on coverages, conditions and exclusions. |
|
Farmers...Gets you back where you belong.
Serving all of the Utah with our office
location at
55 West Main Street, Lehi, UT 84043.
Anywhere in the USA call us at (877) 501-8470
Salt Lake County Call (801) 501-8470
Utah County Call (801) 766-8476
Click here for map of this location
|
