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Property
Coverage's |
Primary Package
Limits |
Premier Package
Limits |
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Buildings: |
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Apartment
Condominium
|
Limit of Insurance |
Limit of Insurance |
|
Business Personal Property (BPP) |
Limit of Insurance |
Limit of Insurance |
|
Business Income (Rents -
Apts Only) |
$50,000 |
Actual Loss sustained if
building amount is $25M or less. |
Association Fees & Extra Expense
(Condos Only) |
$100,000* |
$100,000* |
|
Accounts Receivable |
$5,000 |
$10,000 |
|
Arson Conviction Reward |
$5,000 |
$5,000 |
|
Building Ordinance or Law |
Cov. A - Covered
Cov. B - $25,000
Cov. C - $10,000 |
Cov. A - Covered
Cov. B - $50,000
Cov. C - $25,000 |
|
Computer Equipment |
$5,000* |
$10,000* |
|
Debris Removal |
25% of Direct Physical Loss / Additional
$10,000 if limit exhausted |
25% of Direct Physical Loss / Additional
$10,000 if limit exhausted |
|
Equipment Breakdown |
Not Covered |
Covered |
|
Extended Replacement Cost |
Covered |
Covered |
|
Fire Department Service Charge |
$1,000 |
$1,000 |
|
Fire Extinguisher Recharge |
$2,500 |
$2,500 |
|
Glass Coverage |
Included in Bldg. Limit |
Included in Bldg. Limit |
|
Master Key |
$100/$5,000 |
$100/$10,000 |
|
Newly Acquired Buildings |
$250,000 |
$250,000 |
|
Outdoor Signs |
$3,000 |
$5,000 |
|
Pollutant Cleanup |
$10,000 |
$10,000 |
|
Specified Property (Pools, Fences, Walls & Walkways) |
$2,500* |
$5,000* |
|
Valuable Papers and Records |
$5,000 |
$5,000 |
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Crime
Coverage's |
Primary Package
Limits |
Premier Package
Limits |
|
Employee Dishonesty |
$5,000* |
$10,000* |
|
Money and Securities - Inside/Outside |
$5,000* |
$10,000* |
|
Forgery & Alteration |
$2,500 |
$10,000 |
| |
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Liability
Coverages |
|
Premises/Operations |
$500,000 per Occurrence |
|
Products/Completed Operations |
Included |
|
Premises/Operations
Aggregate: |
2 x Liability and Medical
Expense Occurrence Limit |
|
Products/Completed
Aggregate: |
1 x Liability and Medical
Expense Occurrence Limit |
|
General Aggregate: |
2 x Liability and Medical
Expense Occurrence Limit |
|
Personal Injury: |
Included |
|
Advertising Liability |
Included |
|
Contractual Liability |
Included |
|
Employees as an Insured |
Included |
|
Tenants Liability (Apt./Condo) |
Included |
|
Medical Expenses |
$5,000 per person / $25,000
per occurrence |
|
Parking Area Liability |
Included |
|
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* Higher limits available |
|
Optional
property coverage you can add to the package: |
|
Unit Owner Coverage - Condominium |
Backup of Sewer & Drain |
|
Earthquake |
Earthquake Sprinkler Coverage |
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Glass Deductible Buy Back |
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Optional
auto coverage you can add to the package: |
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Hired and/or Non-Owned Auto Liability |
Owned Auto Coverage |
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Optional
liability coverage you can add to the package: |
|
Directors & Officers Liability - E9122 |
Employee Benefits Liability |
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Additional
Insured Endorsements: |
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Controlling Interests |
Co-owners Of Insured Premises |
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Lessor Of Leased Equipment |
Managers Or Lessors of Premises |
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Mortgagee, Assignee Or Receiver |
Owners Or Other Interests From Whom Land Has Been Leased |
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State or Political Subdivision – Permits |
Vendors |
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DISCLAIMER:
This
website provides general information only. Actual coverage is
subject to the terms, conditions and exclusions stated in the
policies. Coverage may be subject to certain limitations or
modifications. Please consult the actual policy forms for
complete details on coverages, conditions and exclusions. |
Farmers...Gets you back where you belong.
Serving all of the Utah with our office
location at
55 West Main Street, Lehi, UT 84043.
Anywhere in the USA call us at (877) 501-8470
Salt Lake County Call (801) 501-8470
Utah County Call (801) 766-8476
Click here for map of this location
|
