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Types of business
liability insurance coverage
Just like
building a business, building an effective insurance program is done in
steps. A good first step is working with us to put together the right
business owner's insurance policy for the unique challenges facing your
business.
Artisan Contractor
Farmers artisan contractor coverage is a broad, comprehensive program
for special trade contractors. It offers expanded coverage to meet the
specialized needs of those involved in two major segments of the
construction industry: artisan contractors and service providers.
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Artisan contractors |
Service providers |
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Appliance Installation |
Lawn & Garden services |
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Plumbers |
Janitorial services |
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Electricians |
Carpet cleaners |
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Heating and air conditioning |
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Painters & Paperhangers |
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Floor Covering Installation
coverage details for
Artisan Contractors |
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Automotive Trades coverage
Whether you own a new or used auto dealership, a repair garage or a
chain of transmission shops, Farmers has an affordable plan customized
to meet the specialized needs of your auto sales and/or service
business.
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Automotive Trades coverage is available for: |
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Body shops |
Transmission shops |
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Repair garages |
Muffler shops |
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Auto dealerships |
Auto glass shops |
Quick-lube oil change
outlets |
Gasoline service stations |
coverage details for
Automotive Trades

Commercial Real Estate
coverage
Farmers Commercial Real Estate coverage provides a comprehensive program
to property owners who lease or rent building space used for offices,
service businesses, retail stores, light industrial or light
manufacturing. Parking areas may be included in the coverage if used by
the building occupant and customers.
We offer
coverage for:
Office buildings
Retail shopping centers
Buildings used for manufacturing, industrial, assembly
Processing or service buildings
Private commercial warehouses
Mixed occupancies: office, retail, light manufacturing, industrial,
assembly, processing or service buildings
coverage details for Commercial Real Estate

Habitational coverage
Apartment and condominium owners have special needs when it comes to
finding comprehensive insurance coverage designed for multi-family
housing units. Farmers Habitational coverage safeguards your assets plus
offers options such as liability protection for condominium association
members and loss of rental income for apartment owners.
Coverage
options include:
Master Key
Expanded Directors and Officers Liability (condominium) Business
Income (apartment)
coverage details for Habitational

Manufacturing coverage
Farmers
Manufacturing coverage is a comprehensive program to meet the special
needs of business owners engaged in the mechanical or chemical
transformation of materials into new products. It is available for the
following five types of manufacturers.
Food manufacturers and
processors
Dairy
products
Fruit and vegetable products
Candy, confectionery products
Plastics and rubber
products
Plumbing
fixtures
Bottles and containers
Office
equipment manufacturers
Disc drives
Optical storage devices
Calculating machines
General office equipment
Metal working and metal
products fabricators
Fasteners, bolts, nuts,
screws, washers
Flatware
Pipes, metal tubes, fixtures
Audio, video and
communications equipment fabricators
Household
audio visual equipment
Telephone equipment
Electronic components and accessories|
coverage details for Manufacturing

Restaurant coverage
Todays
restaurant environment is more complex than ever and you want to know
youre covered for the unexpected occurrence. Farmers All-in-One
Restaurant Package includes Business Liability, Property and Crime
coverage's designed to meet your needs. Whether your restaurant is
elegant, trendy, traditional, ethnic or homestyle we have the package
for you.
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We specialize
in providing insurance for the following types of restaurants: |
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Buffets |
Delis |
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Cafes |
Diners |
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Cafeterias
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Drive-ins |
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Carry-out
restaurants |
Fast food |
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Coffee shops
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Food bars |
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Fine dining
restaurants |
Family-style |
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Luncheonettes
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Sandwich
shops |
coverage details for Restaurants
Make your restaurant the very best it can be!
Visit OneRestaurantPlace.com, your
personal portal to information and resources.

Retail/Service coverage
The
fastest-growing business segment in the United States is retailers and
service companies. Every day millions of these businesses provide a
place for consumers to purchase retail goods or find services. And each
one of these businesses has special needs when it comes to finding the
right insurance program. Thats why Farmers Retail/Service offers a
package of coverage's designed to meet the special insurance needs of
the businesses listed below.
Printer and copier stores
Hardware and home improvement stores
Food stores
Retail stores
Offices
Dry cleaners
Repair shops (other than auto)
coverage details for Retail/Service

Wholesale/Distribution
As a
wholesaler or distributor, you have unique insurance needs. Farmers
specializes in providing your business with carefully packaged coverage
that delivers the goods no matter what kind of goods you deliver. We
specialize in the following categories of business:
Beverage distributors
Motor vehicle supplies, wholesalers new parts
Office equipment dealers
Stationery and supplies distributors
Hardware wholesalers
Food and food products distributors
Building service equipment:
Plumbing
Heating and air conditioning
Electrical equipment and supplies
coverage details for
Wholesale/Distribution

DISCLAIMER:
This
website provides general information only. Actual coverage is
subject to the terms, conditions and exclusions stated in the
policies. Coverage may be subject to certain limitations or
modifications. Please consult the actual policy forms for
complete details on coverages, conditions and exclusions. |
Farmers...Gets you back where you belong.
Serving all of the Utah with our office
location at
308 West Main Street, Lehi, UT 84043.
Anywhere in the USA call us at (877) 501-8470

Click here for map of this location
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